Visale Program (Student Rental Guarantee)

People under 30 can finally find housing more easily thanks to the Visale Guarantee, which ensures that your landlord will be paid for 36 months even if you don’t have a reliable guarantor.

Understanding Student Liability Insurance

Taking out student liability insurance is essential for any college or university student. Visit the SMENO website for advice and to find the insurance plan that best suits your needs. This coverage provides financial protection in the event of unintentional damage caused to third parties, whether people, property, or animals. There are many situations involving civil liability in a university setting: for example, a student might damage computer equipment in a classroom, inadvertently injure a classmate during a sports activity, or cause property damage in a shared apartment. In these cases, student liability insurance steps in to compensate the victims, thereby sparing the student and their family from potentially high costs. In addition to this financial protection, liability insurance is often required by higher education institutions, companies hosting interns, or student housing landlords. It serves as proof of the student’s reliability and sense of responsibility.

For more information on student health insurance, please also visit SMENO.

Combining student financial aid: 

Students can combine various forms of financial aid from the CROUS with assistance from Action Logement. This financial aid will help support you in your daily life, whether it’s for housing, everyday expenses, or transportation. Note that as a student, you may be eligible for assistance such as interest-free loans to pay for your education or essential supplies like a computer. For the latter, we recommend checking out Inmac to find the most suitable and affordable option.

Financial assistance for driver's license preparation

Getting a driver's license is an important milestone for young people and students, but the associated costs can be a barrier. Fortunately, there are several options available to help cover these costs:

• "1-Euro-a-Day License ": an interest-free loan for 15- to 25-year-olds, repayable in monthly installments of up to 30 euros.
  
• €500 grant for apprentices: intended for adults with an apprenticeship contract who are preparing for their Class B driver’s license.
  
• Assistance from France Travail (formerly Pôle Emploi): up to €1,200 for job seekers, subject to certain conditions.
  
• Using the Personal Training Account (CPF): You may be able to use it to pay for a driver’s license if it is part of a career plan.
  
• Local assistance: Some local governments offer grants or scholarships, often in exchange for community service.

Once you have your license, car insurance is an additional expense—and often a significant one—for new drivers. Here are a few tips to help you lower the cost:

Opt for supervised driving: insurers value this experience, and it can lower your premium. It’s also advisable to choose a suitable vehicle: small, low-powered city cars, such as the Renault Twingo, Peugeot 208, or a used Fiat 500, are cheaper to insure. Compare insurance quotes: using online comparison tools can help you find competitive rates. Finally, consider pay-per-mile insurance: if you drive few miles, this option may be more economical. By combining these resources and tips, you can significantly reduce the costs associated with obtaining a driver’s license and car insurance. For detailed information on the financial assistance available for obtaining a driver’s license based on your profile and place of residence, visit https://www.service-public.fr/particuliers/vosdroits/R67946