Visale Program (Student Rental Deposit)

People under 30 can finally find housing more easily thanks to the Visale Guarantee, which ensures that your landlord will be paid for 36 monthly installments even if you personally don’t have a reliable guarantor.

Understanding Student Liability Insurance

Taking out student liability insurance is essential for any college or university student. Visit the SMENO website for advice and to find the insurance plan that best suits your needs. This coverage provides financial protection in the event of unintentional damage caused to third parties, whether people, property, or animals. There are many situations involving civil liability in a university setting: for example, a student might damage computer equipment in a classroom, inadvertently injure a classmate during a sports activity, or cause property damage in a shared apartment. In these cases, student civil liability insurance steps in to compensate the victims, thereby sparing the student and their family from potentially high costs. In addition to this financial protection, civil liability insurance is often required by institutions of higher education, companies hosting interns, and student housing landlords. It serves as proof of the student’s reliability and sense of responsibility.

For more information on student health insurance, see also SMENO.

Combining student financial aid: 

Students can combine various forms of financial aid from the CROUS with assistance from Action Logement. This financial aid will help you with your day-to-day needs, such as housing, daily expenses, and transportation. Note that as a student, you may be eligible for assistance such as interest-free loans to pay for your education or essential supplies like a computer. For the latter, we recommend checking out Inmac to find the most suitable and affordable option.

Financial Assistance for Preparing for the Driver's License Exam

Getting a driver's license is an important milestone for young people and students, but the associated costs can be a barrier. Fortunately, there are several programs available to help cover these costs:

• "1-euro-a-day license ": an interest-free loan for 15- to 25-year-olds, repayable in monthly installments of up to 30 euros.
  
• €500 grant for apprentices: intended for adults with an apprenticeship contract who are preparing for their Class B driver's license.
  
• Assistance from France Travail (formerly Pôle Emploi): up to 1,200 € for job seekers, subject to certain conditions.
  
• Using the Personal Training Account (CPF): You may be able to use it to pay for a driver’s license if it is part of a career plan.
  
• Local financial assistance: Some local governments offer grants or scholarships, often in exchange for community service.

Once you have your driver’s license, car insurance is an additional expense—and often a significant one—for young drivers. Here are a few tips to help reduce the cost:

Opt for accompanied driving: Insurers view this experience favorably, and it can reduce your premium surcharge. It’s also advisable to choose a suitable vehicle: small, low-powered city cars—such as the Renault Twingo, Peugeot 208, or a used Fiat 500—are less expensive to insure. Compare insurance quotes: Using online comparison tools can help you find competitive rates. Finally, consider pay-per-mile insurance: if you drive few kilometers, this option may be more economical. By combining these resources and tips, you can significantly reduce the costs associated with obtaining a driver’s license and car insurance. For detailed information on the financial assistance available for obtaining a driver’s license based on your profile and place of residence, visit https://www.service-public.fr/particuliers/vosdroits/R67946